Our Impact

Access to capital that has never been possible.
Increase sales.
Employment opportunities.
Training for unemployed women to develop their own businesses.
Increase profit margins up to 60%.
Decrease delays on payments up to 2 weeks.

We have been working with Sabuj Sangha, a Non-profit in India who impacts over 100,000 women ever year. They have trained 1,000 unemployed women to make small scale products from their homes. With your support, we will be able to launch OptiMrkt, and these women will finally be able to utilize their talents and provide for their families.

What is OptiMrkt?

A peer to peer investment platform with multi-channel ecommerce integration, optimizing repayments of micro-loans through % of every sale. OptiMrkt came together as a team representing the University of Tampa at the Hult Prize 2016. As a social enterprise, OptiMrkt aims to bring financial inclusion by connecting the “haves” with the “have nots”, optimizing the lives of millions living in poverty.

How is OptiMrkt different from other micro-financing websites?

OptiMrkt is the first and only micro-lending platform that utilizes a unique repayment method by integrating e-commerce to facilitate the repayment of micro-loans and creates transparency between investors and micro-entrepreneurs. Unlike other micro-loan websites, OptiMrkt offers direct person-to-person micro-lending with no local intermediary organizations charging extra percentage (which sometimes goes above 30%), to ensure micro-enterprises and micro-entrepreneurs are not exploited. OptiMrkt allows investors within India and from around the world to impact invest and earn from the growth of micro-enterprises.

Why would investors choose OptiMrkt?

Investors choose OptiMrkt because of our transparency, real-time returns and updates on the business they invest in. 15%-30% of every transaction of the borrower goes toward repaying the principal loan. Ramzan, for example, has a customer that purchases $10 worth of products, 15% of that transaction ($1.50) goes back to the repayment of his loan, and remaining $8.50 goes to Ramzan, allowing Ramzan to focus on growing his business and serving his customers.

This offers investors with an interesting and transparent lending experience with a direct person-to-person connection that even leads to friendship. Further, unlike other micro-lending platforms, at OptiMrkt investors receive interest returns on their investment. Our transparent platform also provides investors with real-time updates and opportunities to re-invest in a diverse portfolio of micro-enterprises.

OptiMrkt - YOU are the Change India Needs

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Our Impact